The Permanent Mortgage Investment Corporation is a company that services the needs of two distinct clients. Firstly, the needs of the investors in the fund and secondly those of the borrowers.

The Investor
As an investor in our company your investment will be pooled together with the funds of other investors and lent to individuals who do not qualify under the guidelines of typical Canadian Financial Institutions. All funds will be secured by either a first or second mortgage, mainly on residential real estate within Canada. Our initial lending area will be within the boundaries of the Greater Toronto Area (GTA). Expansion to other regions of the province and country will happen at a later date with approval from our Board of Directors. As a lender our focus will be on Risk Mitigation for our investors (Please refer to the Risk Mitigation Section of our Website) while at the same time maximizing return on investment. For complete details of this investment opportunity please request a copy of our offering memorandum or contact us directly.

The Borrower
As a borrower you can expect a “common sense” approach to our lending criteria. We will consider refinance loans, purchases, debt consolidation and “in-fill” construction loans. We will consider properties up to and including four-plex residential. If you are self-employed and have difficulty proving your income, if life circumstances have caused your credit rating to suffer or if you have a unique situation which has lead you to be outside of the usual Financial Institution guidelines The Permanent Mortgage Investment Corporation could be the solution you are looking for. The Permanent also can provides UNIQUE SITUATION mortgages to small builders, renovators, and real estate buyers who require mortgage money to close purchases quickly, bridge one purchase to another, and get development projects started in a timely manner.